KYC means
Know Your Customer. It is a part of our account opening form printed by our
Bank as per guidelines of Bangladesh Bank. It is compulsorily to be filled duly
signed by all the deposit & investment clients. This part of account
opening form contains the particulars, i.e. Name, Present address, Permanent
address, business/service address, source of income, nature of business,
Monthly/Yearly income, Telephone/Mobile no of
present/permanent/business/service addresses, relationship with the introducer,
expected amount & number of transaction in cash & other modes in a
month etc. Bankers could segregate the accounts riskwise through KYC as per
guidelines of Bangladesh Bank.
CTR means Cash Transaction Report. It is a monthly
statement form introduced by Bangladesh Bank if Tk. Ten lac & above
credited or debited by one or more vouchers in an account in a day, to submit
the same to them by the branches through the Head Office of their Banks. This
statement contains the date, Account no, name of the account, number of
debit/credit vouchers of the day, amount credited/debited etc. This statement
could generate by our computer. Anti Money Laundering unit of branches should
observe the CTR statements whether any doubtful transactions are happened or
not and they should put their comments upon the statement.
STR means Suspicious Transaction Report. As per Bangladesh Bank Anti Money
Laundering circular no.2 a quarterly statement designed by Bangladesh Bank to
detect Money Laundering crimes. Branches of all Banks in Bangladesh
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